The Aspire Platinum Rewards Mastercard® showcases some coveted features for a card designed primarily for tackling debt. To see how these options stack up with the competition, see our roundup of the best credit card offers right now. 0. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. I cancelled my card and got the hell out! How do I know I can trust these reviews about Aspire Visa? As the use of credit and debit cards increases, so do the instances of fraudulent activities associated with these cards.Thieves may steal the physical card and use it as their own or may steal just the card number and pin via hacking or other means and use them to purchase items online. Low fees: There's no yearly cost to carry the card, no fee for transferring a balance during the first six months, an intro APR period for balance transfers, and a lower-than-average 1% foreign transaction fee. 2 inquiries on my report.. A couple months later again letters and this time a very good deal and yes was dumb enough to fall for it again, denied are 3 inquiries on my credit report and still no card. Years ago I fell on hard times and defaulted on several credit cards. Need a more rewarding credit card? Pre-qualified offers are not binding. This is the first time this has ever happened to me. That's an impressive combo. Plus, earn 5% cash back in rotating quarterly categories on up to $1,500 in purchases each quarter (activation required); 1% after that. This company should be investigated by the FTC. $175 Joining fee. Our partners cannot pay us to guarantee favorable reviews of their products or services. Aspire Visa Rating Based on 13 Reviews. It's a low rewards rate, but some balance transfer credit cards don’t offer rewards at all. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Other balance transfer card options allow you to sidestep membership hurdles, but may come with drawbacks of their own. Today, most people carry credit cards and debit cards to make everyday purchases. They did however call me every single day. ConsumerAffairs is not a government agency. Here is a list of our partners. This time no facial recognition, sweet! The online application went as they stated it would & it was actually approved. The most popular Bank of Missouri credit cards are the Milestone Credit Card, the First Access Visa and the Total Visa. Aspire closed my account after I applied to use the credit protection I had been paying for. Annual fee: $0. The way I look at, there must be a valid reason for all the negative comments about this card. 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. Credit Card Insider has not reviewed all available credit card offers in the marketplace. I received a pre-approved letter for a Aspire credit card with a $700 credit limit. It offers an intro 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.99% - 22.99% Variable APR. Content is not provided or commissioned by any credit card issuers. I am removing myself from their prescreen offers as I am not falling for it again to get 4th inquiry that was worthless and hurt more than helped at all. Rating details. Eventually I talked myself into it to use it to keep business expenses easily separated for taxes. All financial products, shopping products and services are presented without warranty. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. You can compare all of their offerings and apply for the most popular here. After 2 emails they told me to screw off and wouldn't accept me or that there was any fault or problem on their end. *Your credit score will be available in your online account 60 days after your account is opened. If you prefer credit unions, the Alliant Cashback Visa® Signature Credit Card offers 3% cash back on all purchases made in the first year, and 2.5% after that. Find the best card for you. † Your credit score will be available in your online account 60 days after your account is opened. I figured I would apply for it to pay off a couple of bills. Aspire & Atlanticus are credit card affiliates of The Bank of Missouri. 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months. Most credit cards specifically prohibit this. They charge you 25.00 when they feel like it stating automatic payment did not go through. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. (See eligibility requirements here.) Interest is 25.99%. For starters, it offers the sought-after trifecta of zeroes: a $0 annual fee, a 0% intro APR period, and a $0 balance transfer fee for balances transferred during the first six months of opening an account. To keep your finances simple, you may want to avoid putting expenses on the card until you pay off your transferred balance. Liz Stapleton. Not good for customer service, not willing to listen, zero perks and not willing to work out payment plan which ended up over the limit because of their ridiculous fees! With all the negative reviews I can’t see how they got a 3 1/2 stars. I know that this card has been reported to the FTC a lot, I know that there was a lawsuit for their predatory practices when it was with Compu Credit. For starters, it offers the sought-after trifecta of zeroes: a. annual fee, a 0% intro APR period, and a $0 balance transfer fee for balances transferred during the first six months of opening an account. Bonus categories have previously included gas stations, restaurants, grocery stores and more. When you picked up a few Bank of Missouri credit cards that are good for your credit, review their terms and benefits. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Comment. Like many people I'm having trouble paying my credit cards because of COVID 19. They did nothing but let the interest build. I'm post BK, 623 score...seems legit. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. When evaluating offers, please review the financial institution’s Terms and Conditions. After that, it’s either $5 or 2% of the amount of each transfer, whichever is greater. Sign up to receive our free weekly newsletter. This company is not yet accredited. Enjoy many free services of aspirecard.com the customers of the Bank of Missouri Visa®. Any card … Aspire Visa cards is Columbus Bank and Trust issueis with this particular organization a sign-up.... Our app hard times and defaulted on several credit cards don ’ t offer rewards all. Many people I 'm post BK, 623 score... seems legit simple!, yearly fee. spent on all purchases made in the marketplace services... The contents of this site may be compensated through a credit card.. 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